Feeling Overwhelmed by Contracts and Numbers?

Our mortgage company in Carlsbad, Novato and Santa Rosa, CA can help

Whether you're buying a home from a seller or building a new one from scratch, you have enough to think about. Don't let the details of your financial situation distract you from this exciting time. You First Mortgage is a licensed mortgage company serving people in the Carlsbad, Novato and Santa Rosa, CA areas. You can work with our mortgage broker to make the borrowing process as quick, easy and convenient as possible. We'll help you by...

  • Working with our established network of lenders to help you find the best possible rates on the loan you need
  • Explaining your financial options and helping you avoid lenders with complicated contracts
  • Reviewing your financial situation to help you find a mortgage option that's tailored to your specific needs
There's no reason to accept an offer from the first lender you meet. Our mortgage broker will be by your side every step of the way to make shopping for a great loan simple. Contact us today to get started.

Conventional Fixed-Rate Mortgage

Conventional Fixed-Rate Mortgage

Want a mortgage payment that will never change? Take advantage of a fixed-rate mortgage to lock in a rate for life.

Interest-Only Mortgage

Interest-Only Mortgage

Want smaller payments upfront? An interest-only mortgage can help you keep your initial payments small.

Adjustable-Rate Mortgage

Adjustable-Rate Mortgage

Our mortgage broker can help you keep your initial interest rate and payments as small as possible with an adjustable-rate mortgage.

Ready to Turn the Key on a New Home in Carlsbad, Novato or Santa Rosa, CA areas?

Our mortgage company will make the process easier

The many types of loans you can use

Every home is special, every family is unique and everyone's financial situation is different. Our mortgage company is committing to putting your needs first, so we'll help you find a home loan option that works for you. We can explain options like:

Once you decide on a path forward, we can take care of all the details like pulling your credit history, verifying your income, gathering the necessary documents and applying for a loan on your behalf. Make home loans easy by calling us at 760-814-2303 for our Carlsbad location, 415-223-3985 for our Novato location or 707-919-3103 for our Santa Rosa location.

See what others are saying about our mortgage company