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You First Mortgage

Providing Mortgage Placement putting YOU First as our First Priority

smalllogo

You First Mortgage

Providing Mortgage Placement putting YOU First as our First Priority

Are you finally ready to purchase a home? This is a big step for anyone and the choices you make during the homebuying process can affect the rest of your life.

Interest-only home loans are relatively uncommon these days, but they are still favorable in certain situations.

There are many considerations to make before purchasing a home. There are a variety of potential financing options and your decision will have a long term impact on your future.

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Are you looking to purchase your first home? The idea of making a large down payment sounds out of reach to many low-to-moderate-income individuals and families.

VA home loans are available to United States military service members, veterans, and select surviving spouses.

Are you interested in buying a home in a rural area? If so, homeownership may be well within your reach thanks to mortgage programs run by the United States Department of Agriculture.

Are you ready to turn the key and open the door to a luxury home in California? The local real estate markets in Napa County, Marin County, and Sonoma County, CA are highly competitive.

Many retirees have a significant portion of their net worth tied up in their home equity. A reverse mortgage is a way for a homeowner who is age 62 or older to borrow against the value of their home.

Do you need cash to renovate your home or make a large purchase? Are you short on cash in the bank?

You First Mortgage: Your Trusted Broker In Sonoma County

Are you ready to turn the key and open the door to the home of your dreams? We know that this moment couldn’t come soon enough; that’s why we provide services that help people find home financing options that meet their needs and make sense for their situation. You First Mortgage is a licensed mortgage brokerage firm based in Sonoma County, CA. Our goal is to make your borrowing process as simple and convenient as possible. We work with a well-developed network of lenders, so we can offer you a large selection of mortgage products and shop rates on your behalf. Whether you are a first-time homebuyer or thinking about refinancing, Your First Mortgage can handle your mortgage loan process from start to finish. Find out what home loan type is right for you and get pre-approved as soon as possible!

Contact us today at (707) 919-3103 or fill out our online contact form in order to get in touch with an experienced mortgage broker. We’re looking forward to meeting you and helping you have a smooth home buying experience.

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Home Loans: Let Us Help You Buy The Home Of Your Dreams

We create an overall better home buying experience for our clients through consistent communication, guidance, and fast processing. When you partner with us, you will always know where you stand and what happens next, throughout the entire mortgage loan process. Our highly-experienced professionals have a comprehensive understanding of the process and they can answer any questions you may have along the way.

Why should you work with a mortgage broker or loan officer at You First Mortgage rather than going directly to lenders?

  • We have established relationships with a wide variety of lenders, including some that you can only access through a broker
  • Our professionals can steer you away from lenders with overly-complicated or onerous contract terms
  • In some cases, we can get lenders to waive fees like application fees, origination fees, and more
  • We have extensive knowledge of home loan types and options, so we can help you identify one that suits your situation
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Which Home Loan Type Is Right For You?

Mortgages can be a very complex topic. Our professional guidance can help you navigate the different home loan types in order to find out what you are eligible for and what will meet your unique needs. Every homebuyer is in a unique financial situation and there’s no one-size-fits-all solution. Fixed-rate loans offer predictability. Adjustable-rate loans offer lower initial payments. There are various refinancing loans that can be beneficial depending on your situation. Contact your trusted Sonoma County, CA mortgage brokerage and get all the information you need to make the right decision for your future.

  • Conventional Fixed-Rate Mortgage
  • Interest-Only Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Second Mortgage/Home Equity Loan
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Mortgage Loan Process: We're With You Every Step Of The Way

Our mortgage loan process does most of the legwork for you. We can help you gather necessary documents, pull your credit history, and verify your income for loan applications. Then, we use all of that information to quickly apply for loans on your behalf with various lenders. From processing to underwriting to closing the deal, we are with you every step of the way to provide guidance and act on your behalf.

You First Mortgage assists new homebuyers and current homeowners in Marin, Napa, and Sonoma County, CA. Contact us today to learn more about our process and get started on finding the perfect loan for you.

Providing Mortgage Placement putting
YOU First as our First Priority

About

You First Mortgage is a licensed mortgage brokerage firm based in Sonoma County, CA. When you partner with us, we put your interests above all other priorities. With versatile real estate industry experience in the local market, our advisors can provide reliable guidance when it comes to choosing home financing options. We are CalHFA Certified for Government Down Payment Assistance.

Ashley D. Avatar
Ashley D.
5 star rating
9/09/2019 - Yelp

Austin helped us buy our first home in under a month and we couldn't be happier as first time home... read more

leslyecharlesworth Avatar
leslyecharlesworth
9/02/2019 - Zillow

Highly likely to recommend Austin helped make home ownership in Northern California a reality for our family. He was always on call to help... read more

al nayeri Avatar
al nayeri
7/26/2019 - Zillow

Highly likely to recommend Austin is a true gentleman and a professional on top of his game. He not only knows the real estate... read more

DISCLAIMER:
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as financial advice. You should consult with a representative from You First Mortgage for further information, the mere act of contacting You First Mortgage does not create a client relationship. As a result, you should never send any confidential information to our office until representation or client relationship has been established.

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