VA home loans are available to United States military service members, veterans, and select surviving spouses. They are $0 down mortgage options issued by private lenders and guaranteed by the U.S Department of Veterans Affairs (VA). With strict credit standards and down payment requirements, VA mortgage loans offer a way for many military members to buy or refinance homes. In fact, since the loan was created in 1944, the VA has guaranteed more than 24 million loans. VA home loan requirements do not include mortgage insurance premiums like FHA and other government-backed loans do. You First Mortgage is a licensed mortgage broker that assists borrowers in and around Santa Rosa, CA. We can provide guidance through every step of the VA home loan process and take care of most of the work for you.
If you are a veteran, current service member, or the surviving spouse of a veteran, you may be eligible for a VA home loan. You First Mortgage has established relationships with a variety of VA-approved lenders. We can help you save time and money while making the borrowing process easy and convenient for you. Whether you are looking to purchase a new home, get a lower interest rate on your current VA home loan, or take out cash against your home equity, we're here for you. Contact us in order to verify your eligibility and start shopping loans today. Call (707) 919-3103 or fill out our online contact form. We are looking forward to meeting you and helping you find the home financing option that meets your unique needs.
VA home mortgage loans are issued by private lenders and guaranteed by the VA. They offer many benefits that help veterans and service members buy homes and refinance in a variety of situations.
These are the general eligibility requirements for obtaining a VA loan. If you do not meet these exact requirements, there is still a possibility that you could be eligible. Contact You First Mortgage today to speak with a qualified professional and learn your home financing options.
In order to qualify for a VA home loan, you must meet the following requirements:
If you are buying or refinancing a home in the Santa Rosa, CA area, You First Mortgage can help you throughout the VA home loan process.